For Institutional Partners

Learn how our data and services can benefit your corporate or government consumer program.

Serv Inc. has built a structured investigation methodology around the same regulatory frameworks your compliance team works under every day: RESPA, FDCPA, FCRA, TILA, FLSA, and the state and federal arbitration statutes that govern private dispute resolution. We have used it on thousands of consumer documents and produced findings that financial institutions, employers, and regulators have all had to take seriously.

The data we generate, the workflows we have proven out, and the framework we operate under are available to institutional partners under custom engagement. Below is what we offer, what we have learned in the field, and how a partnership begins.

Built For
Financial Institutions
REITs & Servicers
Large Employers
Nonprofits & Legal Aid
Compliance & Risk Teams
Government Programs
Four Engagement Models

Choose the partnership that fits your scope.

Every Enterprise engagement is custom-scoped. No two institutional needs are the same, and we do not pretend otherwise. The four models below describe the kinds of partnerships we build.

01 · Community Partner

Community Partner Program

A referral-based partnership for community organizations whose work centers on consumer defense and housing assistance. Partner organizations route the consumers they serve into the Serv Inc. investigation and dispute resolution framework. Two funding pathways are available: organizations that can underwrite the service for their constituents do so directly, and where consumers pay for the service themselves, volume-based rates are negotiated based on the partnership's referral volume.

Typical fit: Housing counselors · legal aid · tenant defense organizations · CDFIs · nonprofit consumer advocacy · municipal consumer protection programs
02 · Product Development

Financial Institution Product Development

Compliance tooling, consumer intake systems, and investigation frameworks built specifically for financial services organizations. Designed for institutions that need internal-facing audit capability or consumer-facing dispute resolution that actually closes loops, not portals that file complaints into a void.

Typical fit: Banks · servicers · REITs · credit unions · fintechs with regulated portfolios
03 · Workforce Benefit

Employee Financial Wellness Benefit

Serv Inc. membership offered as a financial wellness benefit through your HR program. Volume pricing for employers offering access to fifty (50) or more employees. A practical benefit for workforces facing real consumer financial pressure (mortgage stress, debt collection, wage disputes) that standard EAPs do not address.

Typical fit: Employers with 50+ headcount · unions · benefit consortiums · gig-economy platforms
04 · Training & Consulting

Corporate Training & Consulting

Training programs on RESPA, FDCPA, FCRA, FLSA, and consumer protection frameworks for legal, HR, and compliance teams. Delivered from the consumer side of the table, which is the perspective most institutions never see until it surfaces in a formal proceeding. Engagements range from one-time workshops to ongoing advisory relationships.

Typical fit: Compliance teams · in-house legal · HR & payroll · risk management · internal audit
Findings From the Field

What we have actually seen.

These are anonymized findings from real Serv Inc. cases. They are the kind of patterns most compliance dashboards do not surface, because they sit in the gaps between systems, in documents that institutions assume nobody is reading carefully, in timelines that look fine on paper but fall apart on examination.

Consumer Complaints
100%
Denied to the consumer. Across the cases Serv Inc. has investigated, every consumer-initiated complaint to the responding institution was denied. The denial is the institution's default position, regardless of the documentary record supporting the complaint.
Trust Breaches
100%
Identified across mortgage cases reviewed. Securitization trust violations, pooling and servicing agreement breaches, and chain-of-title defects were present in every mortgage case Serv Inc. has examined. The pattern is structural, not incidental.
Servicer Responses
100%
Boilerplate without complying explanation. Every servicer response to a Qualified Written Request reviewed in our sample failed to provide a substantive, statute-compliant explanation. Boilerplate language is not a substitute for the response RESPA requires.
Estimated Damages
$Billions
In annual consumer harm. Serv Inc. estimates these business practice trends signal billions of dollars in damages impacting consumers every year through unsubstantiated foreclosures, denied complaints, and uncorrected servicing errors.
Foreclosures Under Dispute
100%
Attempted while disputes were active. In every foreclosure case Serv Inc. has investigated, the foreclosing party proceeded with the action while the consumer's documented dispute or QWR remained unresolved. RESPA dual-tracking restrictions exist for a reason.
Why Serv Inc.

Built by people who have sat on both sides of the table.

Serv Inc. was founded by a credentialed neutral arbitrator and built by a team whose experience spans internal audit, financial institution research, regulatory compliance training, dispute resolution, and consumer protection law. Our institutional knowledge is the structural advantage of every engagement we take.

FINRA
FINRA Neutral Arbitrator Designation
Founder holds active roster status with FINRA Dispute Resolution Services as a credentialed neutral arbitrator. Note: this is a personal designation; Serv Inc. is not a FINRA-regulated entity and FINRA does not supervise its services.
Regulatory
RESPA · FDCPA · FCRA · TILA · FLSA
Working command of the federal frameworks governing mortgage servicing, debt collection, credit reporting, lending disclosure, and wage-and-hour law, plus applicable state law in every jurisdiction we serve.
Audit
Internal Audit & Compliance Training
Internal audit, quality auditing, financial institution research, corporate social responsibility, and regulatory compliance training experience. Publisher of The Corporate Critic, a weekly newsletter monitoring the regulation of commerce to protect consumers.
ADR
Dispute Resolution & Case Management
Document pattern analysis across mortgage servicing, debt collection, QWR non-compliance, chain of title defects, FDCPA/RESPA violations, and FLSA wage claims. Institutional knowledge of how financial actors prepare, and fail to prepare, for formal dispute proceedings.
How a Partnership Begins

Four steps. No surprises.

STEP 01

Discovery Call

Thirty minutes. We learn about your organization, the population you serve, and the use case you are evaluating. No commitment.

STEP 02

Scoping

We draft a scoping document defining deliverables, timeline, success metrics, and pricing. You review with your team and counsel before any agreement is signed.

STEP 03

Custom Agreement

A bespoke engagement agreement reflecting the scoped work. Annual contracts, milestone-based deliverables, custom SLAs, and confidentiality terms drafted to your institution's standard.

STEP 04

Execution

Dedicated account team, regular reporting cadence, and the support of the full Serv Inc. methodology. Engagement scaled to the scope you signed up for, not a template.

Get Started

Bring this to your organization.

Enterprise pricing is bespoke and scoped per engagement. There is no published rate card because no two institutional needs are the same. The right place to start is a thirty-minute discovery call. We will learn what you are working on, you will learn whether we are the right partner, and the next step (or no next step) will be clear by the end of it.

Schedule a Discovery Call
Or email icd@servincorporated.com · (888) 899-9372