A bank account backed by what you can do — your time, skills, and goods — not cash. Earn credits by helping others; spend them on what you need.
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Tell the network what you offer and what you need. It matches you with people nearby — that's how deals start.
Matches for you
Post an offer or want to see matches.
Post an offer or want
Estimated value: —
Near me
Set your ZIP to see nearby offers and wants.
My listings
You haven't posted anything yet.
Some things are too big for one person. Start a pool, others chip in credits, and it pays out when the goal is met — or refunds everyone if it doesn't.
Open pools
No open pools right now.
Start a pool
Move credits and track what's come in. Every transfer settles instantly, and the whole network always balances to exactly zero.
Send credits
Recent activity
No activity yet.
Amounts due
Nothing due.
My commitments
No commitments yet.
Pledge a credit line
Association controls. Set a small transaction fee, bill members for participation, or call in pledged commitments — all credits flow to the Association account.
Transaction commission
Bill a member (dues)
Banking without money
This is a bank account backed by what you can do — your time, skills, and goods — not cash.
Earn credits by helping others. Spend them on what you need. Every trade settles instantly, and the whole network always balances to zero.
Use the tabs at the bottom: Home for your balance, Network to find & offer, Teams to pool with others, Money to pay & track.
